SBA Loan Programs and How To Apply

The U.S. Small Business Administration helps small businesses get funding by setting guidelines for loans and reducing lender risk. These SBA-backed loans make it easier for small businesses to get the funding they need. Learn how SBA loan programs can help you Start, Grow, and Expand your business.

• 7(a) Loans – A group of SBA loans which guarantee portions of the total amount, cap interest rates, and limit fees.
• 504 Loans – Long-term, fixed-rate financing to purchase or repair real estate, equipment, machinery, or other assets.
• Microloans -The smallest loan program, providing $50,000 or less to help businesses start up and expand.